Questions About Insurance...
Answered Here!!
1. Will My Insurance Cover
Chiropractic Care?
Most insurance policies cover chiropractic
care. These carriers including HMO's and PPO's recognize that
chiropractic care effectively treats many conditions! Recent
articles published in the Journal for Managed Care
cited chiropractic care as being more cost effective than
conventional medical therapies in treating low back pain. It is a
good chance that your local HMO could also cover chiropractic
care.
Auto Injuries are typically covered 100% by
your auto insurance company. If your accident was caused by
someone else, their insurance will pay for your care. We accept
auto accident liens, and wait for payment when your case settles.
If you've been hurt on the job, Workers
Compensation Insurance also covers our services. Studies show that
most on the job injuries respond quicker with Chiropractic Care
than any other type of treatment!
Now-a-days, insurance coverage is very
complicated, especially if you don't know the right questions to
ask your insurance company. To make things easier for you, we will
contact your insurance company and let you know what your benefits
and limitations are before you commit to care! Give our office a
call at 630-232-6400 .
2. What if I don't have
insurance or if my insurance company offers little, or no
Chiropractic Coverage?
If you have little or no coverage, you are
not alone! That's why we have very affordable, no-interest payment
plans that are amazingly low cost and affordable! After your
examination and any necessary diagnostic tests, if it is
determined that Dr. David Ginsberg, can help you, you will be
provided a written "Recommended Action Plan" that spells out how
much treatment and care will cost, how long different phases will
take, and what options you have to pay for the care. At that time
you can decide if you want to proceed with care. If not, there is
no obligation what-so-ever! If you're not comfortable with our
Recommended Action Plan, or aren't sure about anything we suggest,
that's just fine! When ever you're ready, we'll be ready. If you
decide to take a pass, that's your choice, and we'll respect your
decision with the utmost of professionalism. |